Throughout the Uk there are various Government backed schemes which can assist with purchasing your home. These schemes are provided by the Local Authority in which you live & includes:
We provide an Independent Mortgage Advice Service & have access to many different finance providers, so we can get the right loan in place for your purchase. If you need more information on these schemes, get in touch & we will discuss them with you.
As it is a very specialised sector of the mortgage market, we will work closely to help you navigate complex matters that often fall outside mainstream lending criteria.
Our specialist expertise, streamlined processes & flexible know how means we can approach the unconventional with confidence. We can provide you with the necessary solution & you can count on unbiased recommendations & impartial guidance based directly on your needs and goals.
Every successful financial plan starts with an excellent client relationship. As market and client requirements change, we change with them, always tailoring loans to individuals. We work in line with each client’s completion date, using refined processes, synced-up teams & a dedicated case manager. Our mission & values include exceeding our client’s every expectation.
Call us today to find out how we can suggest long- and short-term strategies that will help you realize your home buying dreams.
So we can offer the most suitable advice & recommendation, we need to understand you. What your short term commitments are & long term financial goals. We will need to book time to talk about your situation in more detail with one of our mortgage specialists. On this call, we'll discuss things like:
It's important to bring all your income information to this call, including:
If you don't know all the answers, that's okay. We can fill in any gaps later.
We'll help you apply for a mortgage, appoint a conveyancer, get the property valued, & complete the sale.
We'll also monitor interest rates throughout the buying process. If they fall while you're applying for a mortgage, you can ask the lender to reduce the rate you've secured.
Many people want extra monies to improve their home as soon as they have bought. Often the monies can be incorportaed with the loan (if purchasing a RTB) or additional funds can be got as soon as it is completed.
You will need to provide estimates for the cost of any works such as a new kitchen or bathroon. You can chat to your mortgage specialist about this just as soon as you know what direction we are going in.
Once this has been issued you are well on your well to owing your own home.
Once you've bought your new home, we'll keep track of your mortgage and make sure you're never paying more than you should.
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Please reach out to us, if you cannot find an answer to your question.
Yes! Everyone can benefit from advice. We can help you make your best financial decisions at any income level.
We will work with you to help you establish, what is the best solution is, however the Right to Buy Scheme does offer a discount which can be used as a deposit in most cases.
Yes, there is always a solution, we need to undrstand what has happened.
Life insurance is an essential part of your mortgage journey. .
Reach out with any questions or to set up a meeting to discover the best path to owning your own home.
48, St Stephens Mansions, Mount Staurt Square, CF10 5LQ, Cardiff, Caerdydd, Wales, United Kingdom
Monday - Friday: 10am - 6pm
Saturday: By appointment
Sunday: Closed
Copyright 2022 Privacy Policy H.O.M.E. Ltd. All Rights Reserved. "H.O.M.E Ltd" is a trading name for Home Ownership Mortgage Enterprises LTD Registered in England & Wales14193622 an Appointed Representative of MGI Direct 697649 ©. Reproduction in whole or in part without permission is prohibited. Calls may be recorded for training and monitoring purposes. H.O.M.E. Ltd acts as a credit broker and not a lender. If you take out a loan or a mortgage, we will receive payment from the lender. We receive different amounts from different lenders and the payment we receive will be either a fixed amount or a percentage of the amount you borrow. The actual APRC you are eligible for depends on your individual circumstances and product selected. You will charged a fee for our services. All Rights Reserved.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
The guidance and/ or advice contained in this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
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